Financing Options

Fast, Easy Payment Plans Available

At AAMCO Patchogue, NY, we put the CARE back in car care to help keep you on the road…without breaking the bank.

When an unanticipated breakdown or the need for an unforeseen repair arises, it can result in more than just stressing about getting your vehicle back on the road. AAMCO’s financing programs let you get that fix taken care of now, even if you have little or no credit.

We make it easy, from setting up financing to managing your account – all from your computer or smartphone. Simply click the financing option below that best meets your needs and fill out the form to qualify.



Koalafi Lease-to-own financing. Good option for customers still building credit
How lease-to-own financing works A Koalafi lease isn't just a great way to manage a big expense - it can also help you build your credit. Koalafi buys the item and leases it to you, reporting your progress to the credit bureaus. On-time payments are reported to the bureau and can help you build your score. After the last payment, the item is all yours! INITIAL PAYMENT: Up to $59, varies by state APPROVAL AMOUNTS: $300 to $5,000 PROGRAM BENEFITS+: No credit needed* No hit to your credit to check eligibility High approval rate Early purchase options to save Opportunity to establish and build credit Click here to apply
LENDER DISCLOSURES: *Koalafi will perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check. For qualifying customers only. Offer subject to change. +The program described is a rent-to-own (or lease-to-own) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details may vary from state to state. Consult your lease for complete terms and conditions.

GENERAL DISCLOSURE: AAMCO Patchogue, NY does not make loan offers, but pairs potential borrowers with lenders and lending partners. AAMCO Patchogue, NY is not a lender, does not make credit decisions, broker loans, or make personal cash loans. AAMCO Patchogue, NY does not charge fees for these services and products and does not represent or endorse participating loan lenders (third party lenders) or lending partners, services, or products. AAMCO Patchogue, NY does not guarantee that completing an application or inquiry form will result in you being paired with a lender or lending partner or being approved for a loan. Credit checks or consumer reports may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. This content is intended for informational purposes only and should not be construed as legal advice. All information and disclosures above have been provided by each respective lender, AAMCO Patchogue, NY does not accept responsibility or liability for its accuracy, completeness or legality.